Kathmandu. How do you feel if you say gold in a bank and has been repaid and then the gold has been lost when you reach the bank}? And if you say that you will not give a replacement for the lost gold, but will give you money on the price of the lost day? Neither did the bank inform you of the loss of gold on time, nor did it stop charging interest on after taking the gold from you. But when you pay all the interest and go to get your gold back, will you be okay if the bank tells you that your gold is already lost and will give you the money for the day you lost ? Of course not. Yes, this is what has happened now in the national commercial to the borrowers . 

Some money was needed by the borrower by keeping gold in the bank . During the agitation on September 24, the gold was looted from the bank . But the borrower was robbed of your gold and was not told to come. Instead, take the interest . When after paying the installment and interest of the loan after some debtor searches for his gold, then you are told that your gold was looted on September 24, take the money at the price of day. Then the debtor said, “This is the gold we keep, we need gold.” Your inability to protect is the bank’s weakness. Why should we be responsible for the weakness of the bank? Is it possible to say that the gold that should have been kept safe in the safe, kept unsafely, and looted?’ But The bank is constantly – ‘We don’t know , , Your gold is gone, We don’t even give today’s price , you get the price of 24th, take it. ‘

In fact, leaders looted people’s property by doing Gen-G movement. However, the national Commerce Bank has also shown and feudal para. Whether the gold was looted, whether took advantage of the opportunity of the movement by the employees of the bank, if it was looted, where was the investigation reached?, whether the gold was found, or whether the police searched! Not one tola, not two tolas 20-20 kg of gold may not be lost, it may also need proof of loot. However, is not going to listen. 

If the gold was looted, the bank says that we do not have the details of where the investigation took place. It says that it was robbed, but does not say CCTV, or any photo or video anywhere where {{} was robbed. On that day, the national gold was stolen, money was stolen footage came out. But when 20-20 kg of gold was stolen, how could it be that no one took any footage or photo of it or saw it? What to do after the investigation into the gold loot? It may be said. But bank is saying let’s settle this case, if you take , take gold at the same day’s price, otherwise do whatever. The bank is behaving as if this country is still in a state of statelessness like and on September 24. There is no law or law in the country. And, whatever is said to this borrower, anything can be done.

Devendra Raman Khanal, CEO of of the bank, does not want to speak on this matter. If the gold was looted, where was the investigation done? If the investigation has been completed, what is in the report? How was 20 kg of gold looted? Even if the bank‘s words are to be believed, why was the gold that should have been kept safe in the drawer carelessly?If the collateral is not safe in the bank, then why and how should the national commercial bank be trusted now? 

gold has been looted from the bank, what is the fault of the borrower who pledged it? Could it be that the employees of the bank did not hide the gold in the name of agitation, the debtor also has accusations and doubts, when asked about these copper, Khanal says, “So many people died that day, what to do with this gold?” Is this also accountable? Such things come up and there is room for doubt. And the borrowers are in this kind of agitation.

It is clear that the borrower trusted the bank and kept the gold as collateral. After repaying the loan , the collateral should be returned as it is. Now that the gold has been looted, it is the matter of the debtor, okay, even if we do not have gold, we need the same amount of gold. And this argument has full merit. The borrower’s mortgage is needed. On top of that, bank may have insured it, and its money will also come. If there is no fault of the debtor, and then the pain will be given to the debtor? It didn’t happen. 

And another important thing, the national Commerce should understand that here some tolas is not only a matter of gold, but also a matter of people’s trust in the bank. Instead of dealing with the suspicion that the gold was hidden by the bank’s employees, the gold was lost, and in return, another gold was bought and given to the borrower. Bank cannot do this. It is a different matter if it is also seeking a commission, or else, there is no reason why the bank should not do to protect the trust of the borrower. 

Even if you look at the amount, the amount of 20 kg of gold can be booked as an additional expense this time, or compensation given to the debtor.Again, not all the money is put in by the bank, but the money also comes from the insurance. And what is it that the bank is trying to do by treating the borrower like a tenant, by showing that gold is not safe in the bank, by trying to blur the entire bank? Many structures have been burnt down during the Gen-G movement, the government is rebuilding it again at government expense. National Commerce Bank is also a government bank, what if you want to? But the borrower has a question as to why the CEO is taking money from his own pocket. The government should also pay attention to this. Again, it’s not about , some kg of gold, it’s about people’s trust in bank. (Video)

https://www. youtube. com/watch? v=FR0QZfdKKgg