As the Master in Business Management Student (MBM) OF Nepal Commerce College(NCC). After reviewing various related articles ,books , newspapers and idea and suggestions given by my respected profesors of NCC campus ie Nischal Risal sir ,Madan Kandel sir,Surya Rana sir,Chudamani sir ,jeevan sir Bhesh Raj Poudel sir And my best friend Santosh Raj Bajgain sir .I came to the following conclusion.

1) Central Bank should Strength its System of Supervision and Monitoring by making improvement in its Record keeping System, Information and Communication Equipment Technology and frequent on site supervision of Central bank Staffs,

2) Compliance of Bank and Financial Institutions

The Board of Directors (BOD) of Banks and Financial Institutions should be capable to run the institutions in a proper way as they play pivot role in success of financial market and financial instruments issued by them. Similary,The Top level management should be made more accountable to their Depositors and Shareholders.

3) Overall management of Bank and financial Institutions

-in my view it is possible by making code of conduct to the bank CEO,S For increasing their accountability towards what they do.

4) OTHERS 

-Raise public awareness about banking system

-Role of legislation of the country to be taken into consideration